Caroline A. Morgan in NYLJ: Business Interruptions Claims Amid COVID: Wins, Losses and How to Move Forward

Culhane Meadows’ New York partner Caroline A. Morgan recently authored an article for New York Law Journal about how insurers are responding to the pandemic.

Here are a few excerpts from the article:

There was much speculation at the beginning of the COVID-19 shutdown about how insurers would respond to the pandemic. Would business interruption insurance cover losses and what those payouts would actually look like? Six months later and the picture is becoming clearer as a wave of suits have been brought by companies denied coverage and decisions are starting to come down.

Since the inception of COVID-19 and the state shutdown orders that followed, businesses have filed hundreds of lawsuits against their insurers seeking coverage for lost revenue and other business interruption losses. In the ensuing six months we have seen a handful of court decisions mostly favoring insurers but with some policyholder wins.

On the opposite side of the spectrum, states continue to propose legislation that would require insurers who provide property insurance to cover business interruption during the coronavirus pandemic. As businesses reopen and the country braces for a potential second wave, insurers and policyholders alike can learn from these early legal developments and proactively respond to business interruption.

Read their entire article HERE to learn more.


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